Universal Sompo

Complete Healthcare Privilege: This comprehensive plan covers outpatient consultations (up to 1% of the Sum Insured) and offers maternity benefits. While there are more affordable options, it's a solid overall plan.

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whatWeLike What We Like

This section highlights the strengths and benefits of Complete Healthcare Privilege policy by Universal Sompo. It covers what the policy does exceptionally well, including aspects that provide significant value and peace of mind to the policyholder. Here, you will find the major advantages and positive features that make this policy stand out.

You’ll never have to split the bill

Full Coverage (No Co-Payment): The insurer will bear the entire cost of treatment (up to the sum insured). You won’t have to pay a single penny, meani...

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You can pick any room you like

Room Rent Flexibility: You can choose any room, whether it's a shared room, single room, or deluxe room, as there are no restrictions on room rent wit...

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Pre & Post hospitalization expenses covered

Diagnostic Tests Coverage (30 days/60 days): No worries if the doctor has to run a series of diagnostic tests before or after hospitalizing you. The i...

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Day Care treatments covered up to a certain limit

Biannual Full Body Checkup: If you’re planning on getting a full body checkup every 2 years just to make sure you’re in fine working condition, the in...

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Free Health Checkups every 2 years

Full Coverage for Alternative Treatments: Thinking of getting Ayurvedic, Homeopathic, or other alternative treatments to cure an illness? Your insure...

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Covers Alternative Medicine

No Disease-Wise Sub-Limits: If your insurer hasn't explicitly excluded an illness, you can claim the full sum insured for any disease, as this policy ...

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You always have full cover irrespective of the disease

Full Cover Restoration for Different Complications: After a partial claim, the insurer will fully restore your cover if you are hospitalized again for...

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Some Restoration Benefit

Sum Insured Increase (5% Annually, Cap at 50%): Your sum insured increases by 5% each year as long as you make no claims during this period. However, ...

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Underwhelming bonus feature

Domiciliary Cover: The insurer will bear the costs even if you are hospitalized at home due to a condition or the hospital running out of beds. This i...

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Full coverage even if you are forced to hospitalize at home

Coverage for Dental, Hearing Aid, Spectacles, Contact Lenses (?7,500): Up to 1% of the sum insured, max ?7,500. Covers dental, hearing aids, spectacle...

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Doctor consultations covered

Coverage After 3 Years: If you have diabetes, cardiovascular problems, or similar illnesses, the insurer covers all related costs after a 3-year waiti...

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whatIsOk What Is Okay

This section outlines the satisfactory but not exceptional aspects of Complete Healthcare Privilege policy by Universal Sompo. It includes features and benefits that are adequate and meet standard expectations. While these elements may not be extraordinary, they still contribute to the overall usefulness and reliability of the policy.

Reasonable waiting period for pre-existing diseases

Coverage After 3 Years: If you have diabetes, cardiovascular problems, or similar illnesses, the insurer covers all related costs after a 3-year waiti...

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Frequently Asked Questions

Medfin offers the latest surgical procedures to ensure that you
recover as fast as possible in the least painful way possible.

The claim settlement ratio for Complete Healthcare Privilege in 2024 is 99.41%. This high ratio demonstrates the insurer's commitment to efficiently processing claims, offering peace of mind to policyholders.

The Privilege Plan offers the highest sum insured along with premium features like global emergency coverage, wellness rewards, and extensive outpatient care services.

Yes, the plan includes coverage for alternative treatments such as Ayurveda, Homeopathy, and Siddha, giving policyholders a variety of healthcare options.

Yes, the plan covers mental health treatments, including psychiatric care and counseling, recognizing the importance of mental well-being.

The plan offers wellness benefits such as health check-ups, nutritional counseling, and discounts on health and fitness programs to promote preventive care.

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