TATA AIG

Tata Medicare Protect: A fairly inexpensive policy doing a decent job. However, if you choose a single private room during hospitalization, you'll need to split the bill. Read more for details.

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whatWeLike What We Like

This section highlights the strengths and benefits of Medicare Protect policy by TATA AIG. It covers what the policy does exceptionally well, including aspects that provide significant value and peace of mind to the policyholder. Here, you will find the major advantages and positive features that make this policy stand out.

You’ll never have to split the bill

Full Coverage (No Co-Payment): The insurer will bear the entire cost of treatment (up to the sum insured). You won’t have to pay a single penny, meani...

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You can only pick a shared room

Room Restriction (No Single Private Room): Tough luck if you’re thinking about opting for a single private room. The policy only allows you to stay in...

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Pre & Post hospitalization expenses covered

Diagnostic Tests Coverage (30 days/60 days): No worries if the doctor has to run a series of diagnostic tests before or after hospitalizing you. The i...

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Day Care treatments covered

Minor Procedure Full Coverage: If you're hospitalized for less than 24 hours for a minor procedure, the insurer will cover the costs. This includes tr...

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Covers Alternative Medicine

Full Coverage for Alternative Treatments: Thinking of getting Ayurvedic, Homeopathic, or other alternative treatments to cure an illness? Your insure...

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You always have full cover irrespective of the disease

No Disease-Wise Sub-Limits: If your insurer hasn't explicitly excluded an illness, you can claim the full sum insured for any disease, as this policy ...

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Good Restoration Benefit

Multiple Hospitalizations: After a partial claim, the insurer will fully restore your cover for any future hospitalizations within the same year, allo...

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Full coverage even if you are forced to hospitalize at home

Domiciliary Cover: The insurer will bear the costs even if you are hospitalized at home due to a condition or the hospital running out of beds. This i...

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whatIsOk What Is Okay

This section outlines the satisfactory but not exceptional aspects of Medicare Protect policy by TATA AIG. It includes features and benefits that are adequate and meet standard expectations. While these elements may not be extraordinary, they still contribute to the overall usefulness and reliability of the policy.

Special Bonus for being healthy and not claiming insurance

Coverage After 4 Years: If you're dealing with diabetes, cardiovascular problems, or similar illnesses, the insurer covers all costs after a 4-year wa...

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whatWeDontLike What We Don't Like

This section addresses the limitations and drawbacks of Medicare Protect policy by TATA AIG. It highlights areas where the policy may fall short or aspects that could be improved. Understanding these points is crucial for making an informed decision and managing expectations regarding the policy’s coverage and service.

Long waiting period for pre-existing diseases

Coverage After 4 Years: If you're dealing with diabetes, cardiovascular problems, or similar illnesses, the insurer covers all costs after a 4-year wa...

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No free Health Checkups unless you wait 3 years

Sum Insured Increase (10% Annually, Claim Reduction): Your sum insured increases by 10% each year, provided no claims are made during this period. The...

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No free Health Checkups unless you wait 3 years

Sum Insured Increase (10% Annually, Claim Reduction): Your sum insured increases by 10% each year, provided no claims are made during this period. The...

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Frequently Asked Questions

Medfin offers the latest surgical procedures to ensure that you
recover as fast as possible in the least painful way possible.

The claim settlement ratio for Medicare Protect in 2024 is 99.41%. This high ratio demonstrates the insurer's commitment to efficiently processing claims, offering peace of mind to policyholders.

The Medicare Protect Plan is ideal for individuals seeking essential health coverage at an affordable premium, making it suitable for those new to health insurance.

Yes, the plan provides full coverage for hospitalization resulting from accidents, with no waiting period for this benefit.

No, the plan primarily focuses on inpatient care and does not cover outpatient consultations.

Policyholders can access 24/7 telemedicine services, providing immediate medical advice and consultations over the phone.

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