TATA AIG

Tata Medicare Premier: A great policy with comprehensive coverage, including dental, international treatments, and outpatient consultations. Very few policies beat this in coverage, but it is expensive.

whatWeLike What We Like

This section highlights the strengths and benefits of Medicare Premier policy by TATA AIG. It covers what the policy does exceptionally well, including aspects that provide significant value and peace of mind to the policyholder. Here, you will find the major advantages and positive features that make this policy stand out.

Special Bonus for being healthy and not claiming insurance

Sum Insured Increase (50% Annually, Cap at 100%, Claim Reduction): Your sum insured increases by 50% each year as long as you make no claims during th...

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You’ll never have to split the bill

Full Coverage (No Co-Payment): The insurer will bear the entire cost of treatment (up to the sum insured). You won’t have to pay a single penny, meani...

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You always have full cover irrespective of the disease

No Disease-Wise Sub-Limits: If your insurer hasn't explicitly excluded an illness, you can claim the full sum insured for any disease, as this policy ...

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Pre & Post hospitalization expenses covered

Diagnostic Tests Coverage (60 days/90 days): No worries if the doctor has to run a host of diagnostic tests before or after hospitalizing you. The ins...

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Day Care treatments covered

Minor Procedure Full Coverage: If you're hospitalized for less than 24 hours for a minor procedure, the insurer will cover the costs. This includes tr...

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Full coverage even if you are forced to hospitalize at home

Domiciliary Cover: The insurer will bear the costs even if you are hospitalized at home due to a condition or the hospital running out of beds. This i...

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Doctor consultations covered

General Checkup (?5,000 Limit): If you’re feeling sick and want to visit your family physician for a general checkup, the insurer will cover the costs...

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You can pick any room you like

Room Rent Flexibility: You can choose any room, whether it's a shared room, single room, or deluxe room, as there are no restrictions on room rent wit...

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Short waiting period for Pre Existing Diseases

Coverage After 2 Years: If you're dealing with diabetes, cardiovascular problems, or similar illnesses, the insurer covers all costs related to these ...

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Good Restoration Benefit

Multiple Hospitalizations: After a partial claim, the insurer will fully restore your cover for any future hospitalizations within the same year, allo...

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Free Health Checkups every year

Annual Full Body Checkup: If you’re planning on getting a full body checkup every year just to make sure you’re in fine working condition, the insurer...

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Covers Alternative Medicine

Full Coverage for Alternative Treatments: Thinking of getting Ayurvedic, Homeopathic, or other alternative treatments to cure an illness? Your insure...

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whatIsOk What Is Okay

This section outlines the satisfactory but not exceptional aspects of Medicare Premier policy by TATA AIG. It includes features and benefits that are adequate and meet standard expectations. While these elements may not be extraordinary, they still contribute to the overall usefulness and reliability of the policy.

Maternity benefits offered

Maternity Coverage (?50,000, 4-Year Wait): The insurer covers maternity expenses up to ?50,000, with a 4-year waiting period.

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Frequently Asked Questions

Medfin offers the latest surgical procedures to ensure that you
recover as fast as possible in the least painful way possible.

The claim settlement ratio for Medicare Premier in 2024 is 99.41%. This high ratio demonstrates the insurer's commitment to efficiently processing claims, offering peace of mind to policyholders.

The Medicare Premier Plan offers a higher sum insured and includes comprehensive benefits such as global emergency coverage and coverage for mental health treatments.

Yes, the plan covers a wide range of daycare procedures that do not require 24-hour hospitalization.

Yes, the plan offers complimentary annual health check-ups for all insured members, helping in early detection of health issues.

The plan includes wellness benefits such as discounts on gym memberships, health coaching, and preventive health care programs.

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