Star Health

Young Star: Ideal for those below 40 with pre-existing diseases, covering complications after one year without pre-medical screening. Economical and one of the best in its class.

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whatWeLike What We Like

This section highlights the strengths and benefits of Young Star policy by Star Health. It covers what the policy does exceptionally well, including aspects that provide significant value and peace of mind to the policyholder. Here, you will find the major advantages and positive features that make this policy stand out.

Short waiting period for Pre Existing Diseases

Coverage for Diabetes and Cardiovascular Problems: If you have diabetes, cardiovascular problems, or similar illnesses, the insurer covers all related...

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You’ll never have to split the bill

Full Coverage (No Co-Payment): The insurer will bear the entire cost of treatment (up to the sum insured). You won’t have to pay a single penny, meani...

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You always have full cover irrespective of the disease

No Disease-Wise Sub-Limits: If your insurer hasn't explicitly excluded an illness, you can claim the full sum insured for any disease, as this policy ...

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Good Restoration Benefit

Multiple Hospitalizations: After a partial claim, the insurer will fully restore your cover for any future hospitalizations within the same year, allo...

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Free Health Checkups every year

Annual Full Body Checkup: If you’re planning on getting a full body checkup every year just to make sure you’re in fine working condition, the insurer...

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You can pick a Single Private room but nothing fancy

Room Choice Co-Payment: You can share a room or have a single room for yourself. But if you're looking for something fancier, be ready to foot part of...

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Pre & Post hospitalization expenses covered

Diagnostic Tests Coverage (60 days/90 days): No worries if the doctor has to run a host of diagnostic tests before or after hospitalizing you. The ins...

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Day Care treatments covered

Minor Procedure Full Coverage: If you're hospitalized for less than 24 hours for a minor procedure, the insurer will cover the costs. This includes tr...

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whatIsOk What Is Okay

This section outlines the satisfactory but not exceptional aspects of Young Star policy by Star Health. It includes features and benefits that are adequate and meet standard expectations. While these elements may not be extraordinary, they still contribute to the overall usefulness and reliability of the policy.

Special Bonus for being healthy and not claiming insurance

No Domiciliary Cover: The insurer will not cover the costs if you are forced to hospitalize at home due to a medical condition. This is known as a pol...

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whatWeDontLike What We Don't Like

This section addresses the limitations and drawbacks of Young Star policy by Star Health. It highlights areas where the policy may fall short or aspects that could be improved. Understanding these points is crucial for making an informed decision and managing expectations regarding the policy’s coverage and service.

No Cover for Alternative Medicine

Sum Insured Increase (20% Annually, Cap at 100%): Your sum insured increases by 20% each year as long as you make no claims during this period. But no...

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No coverage if you are forced to hospitalize at home

No Domiciliary Cover: The insurer will not cover the costs if you are forced to hospitalize at home due to a medical condition. This is known as a pol...

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No coverage if you are forced to hospitalize at home

No Domiciliary Cover: The insurer will not cover the costs if you are forced to hospitalize at home due to a medical condition. This is known as a pol...

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Frequently Asked Questions

Medfin offers the latest surgical procedures to ensure that you
recover as fast as possible in the least painful way possible.

The claim settlement ratio for Youngstar in 2024 is 99.41%. This high ratio demonstrates the insurer's commitment to efficiently processing claims, offering peace of mind to policyholders.

The YoungStar Plan offers comprehensive health coverage with a focus on affordability, catering specifically to the health needs of young adults.

Yes, the plan provides coverage for lifestyle-related illnesses such as hypertension and diabetes, which may affect young adults.

Yes, the plan covers dental treatments as part of its outpatient care benefits, which is uncommon in many health insurance plans.

The YoungStar Plan offers discounts on premium rates for non-smokers and those who maintain a healthy BMI, encouraging a healthy lifestyle.

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