Star Health

Diabetes-Specific Plan: This plan is designed for those with diabetes, covering all related complications from day one. Be sure to check the variant you choose, as one variant requires a one-year waiting period before covering diabetes-related illnesses.

whatWeLike What We Like

This section highlights the strengths and benefits of Diabetes Safe policy by Star Health. It covers what the policy does exceptionally well, including aspects that provide significant value and peace of mind to the policyholder. Here, you will find the major advantages and positive features that make this policy stand out.

You’ll never have to split the bill

Full Coverage (No Co-Payment): The insurer will bear the entire cost of treatment (up to the sum insured). You won’t have to pay a single penny, meani...

Learn More

You can pick a Single Private room but nothing fancy

Room Choice Co-Payment: You can share a room or have a single room for yourself. But if you're looking for something fancier, be ready to foot part of...

Learn More

Day Care treatments covered up to a certain limit

Minor Procedure Coverage with Restrictions: If you're hospitalized for less than 24 hours for a minor procedure, the insurer will cover the costs, exc...

Learn More

Some Restoration Benefit

Full Cover Restoration for Different Complications: After a partial claim, the insurer will fully restore your cover if you are hospitalized again for...

Learn More

whatIsOk What Is Okay

This section outlines the satisfactory but not exceptional aspects of Diabetes Safe policy by Star Health. It includes features and benefits that are adequate and meet standard expectations. While these elements may not be extraordinary, they still contribute to the overall usefulness and reliability of the policy.

Pre & Post hospitalization

No Domiciliary Cover: The insurer will not cover the costs if you are forced to hospitalize at home due to a medical condition. This is known as a pol...

Learn More

Doctor consultations covered

Diagnostic Tests Coverage (30 days/60 days, ?5,000 cap): No worries if the doctor has to run a series of diagnostic tests before or after hospitalizin...

Learn More

whatWeDontLike What We Don't Like

This section addresses the limitations and drawbacks of Diabetes Safe policy by Star Health. It highlights areas where the policy may fall short or aspects that could be improved. Understanding these points is crucial for making an informed decision and managing expectations regarding the policy’s coverage and service.

Your insurer won’t pay the full bill for certain diseases

Limits for Specific Conditions: Cardio vascular diseases caused by diabetes have specific limits. Cataracts and modern treatments have different limit...

Learn More

Long waiting period for pre-existing diseases

Limits for Specific Conditions: Cardio vascular diseases caused by diabetes have specific limits. Cataracts and modern treatments have different limit...

Learn More

No coverage if you are forced to hospitalize at home

Hypertension and Cardiovascular Coverage: If you have pre-existing conditions such as hypertension or cardiovascular problems, the insurer will cover ...

Learn More

No Bonus for being healthy and not claiming insurance

General Checkup (?1000 to ?7500): If you’re feeling sick and want to visit your family physician for a general checkup, the insurer will cover the cos...

Learn More

Your insurer doesn’t provide free health check-ups

No Extra Cover for No Claims: Unlike some policies that offer extra cover for going a year without claims, this policy does not provide such benefits.

Learn More

No Cover for Alternative Medicine

No Extra Cover for No Claims: Unlike some policies that offer extra cover for going a year without claims, this policy does not provide such benefits.

Learn More

Long waiting period for pre-existing diseases

Limits for Specific Conditions: Cardio vascular diseases caused by diabetes have specific limits. Cataracts and modern treatments have different limit...

Learn More

No coverage if you are forced to hospitalize at home

Hypertension and Cardiovascular Coverage: If you have pre-existing conditions such as hypertension or cardiovascular problems, the insurer will cover ...

Learn More

No Bonus for being healthy and not claiming insurance

General Checkup (?1000 to ?7500): If you’re feeling sick and want to visit your family physician for a general checkup, the insurer will cover the cos...

Learn More

Your insurer doesn’t provide free health check-ups

No Extra Cover for No Claims: Unlike some policies that offer extra cover for going a year without claims, this policy does not provide such benefits.

Learn More

No Cover for Alternative Medicine

No Extra Cover for No Claims: Unlike some policies that offer extra cover for going a year without claims, this policy does not provide such benefits.

Learn More

No coverage if you are forced to hospitalize at home

Hypertension and Cardiovascular Coverage: If you have pre-existing conditions such as hypertension or cardiovascular problems, the insurer will cover ...

Learn More

No Bonus for being healthy and not claiming insurance

General Checkup (?1000 to ?7500): If you’re feeling sick and want to visit your family physician for a general checkup, the insurer will cover the cos...

Learn More

Your insurer doesn’t provide free health check-ups

No Extra Cover for No Claims: Unlike some policies that offer extra cover for going a year without claims, this policy does not provide such benefits.

Learn More

No Cover for Alternative Medicine

No Extra Cover for No Claims: Unlike some policies that offer extra cover for going a year without claims, this policy does not provide such benefits.

Learn More

No Bonus for being healthy and not claiming insurance

General Checkup (?1000 to ?7500): If you’re feeling sick and want to visit your family physician for a general checkup, the insurer will cover the cos...

Learn More

Your insurer doesn’t provide free health check-ups

No Extra Cover for No Claims: Unlike some policies that offer extra cover for going a year without claims, this policy does not provide such benefits.

Learn More

No Cover for Alternative Medicine

No Extra Cover for No Claims: Unlike some policies that offer extra cover for going a year without claims, this policy does not provide such benefits.

Learn More

Your insurer doesn’t provide free health check-ups

No Extra Cover for No Claims: Unlike some policies that offer extra cover for going a year without claims, this policy does not provide such benefits.

Learn More

No Cover for Alternative Medicine

No Extra Cover for No Claims: Unlike some policies that offer extra cover for going a year without claims, this policy does not provide such benefits.

Learn More

No Cover for Alternative Medicine

No Extra Cover for No Claims: Unlike some policies that offer extra cover for going a year without claims, this policy does not provide such benefits.

Learn More

Frequently Asked Questions

Medfin offers the latest surgical procedures to ensure that you
recover as fast as possible in the least painful way possible.

The claim settlement ratio for Diabetes Safe in 2024 is 99.41%. This high ratio demonstrates the insurer's commitment to efficiently processing claims, offering peace of mind to policyholders.

The Diabetes Safe Plan is specifically designed for individuals with diabetes, offering comprehensive coverage for diabetes-related treatments.

Yes, pre-existing conditions related to diabetes are covered after a waiting period of 24 months.

Yes, the plan includes coverage for alternative treatments like Ayurveda and Homeopathy, specifically for diabetes-related conditions.

Yes, the plan includes coverage for outpatient consultations, including visits to diabetologists and other specialists.

Confused? Talk to our certified health insurance experts

If you're unsure about how to use your insurance for an upcoming surgery or need help understanding your current coverage, talk to an expert for FREE by clicking here. Book a call now, limited slots available!

whatsapp-whiteicon
Book appointment Talk To Expert