New India Assurance
Sixty Plus Mediclaim
New India Sixty Plus Mediclaim: Suitable for those 60+ or with difficulty finding insurance. It has a 4-year waiting period for pre-existing conditions and limited coverage for many diseases.
New India Sixty Plus Mediclaim: Suitable for those 60+ or with difficulty finding insurance. It has a 4-year waiting period for pre-existing conditions and limited coverage for many diseases.
What Is Okay
This section outlines the satisfactory but not exceptional aspects of Sixty Plus Mediclaim policy by New India Assurance. It includes features and benefits that are adequate and meet standard expectations. While these elements may not be extraordinary, they still contribute to the overall usefulness and reliability of the policy.
Diagnostic Tests Coverage (10% of Sum Insured): No worries if the doctor has to run a host of diagnostic tests before or after hospitalizing you. The ...
What We Don't Like
This section addresses the limitations and drawbacks of Sixty Plus Mediclaim policy by New India Assurance. It highlights areas where the policy may fall short or aspects that could be improved. Understanding these points is crucial for making an informed decision and managing expectations regarding the policy’s coverage and service.
Diagnostic Tests Coverage (10% of Sum Insured): No worries if the doctor has to run a host of diagnostic tests before or after hospitalizing you. The ...
No Full Cover Restoration: This policy does not restore full cover after a partial claim within the same year, unlike some policies that offer this be...
No Full Cover Restoration: This policy does not restore full cover after a partial claim within the same year, unlike some policies that offer this be...
No Extra Cover for No Claims: Unlike some policies that offer extra cover for going a year without claims, this policy does not provide such benefits.
Coverage Limits for Specific Illnesses: Your insurance cover won’t be fully available if you are treated for Angiography, Joint Replacement, major can...
90% Co-Payment: The policy will only cover 90% of the final bill. The rest is on you. This is called a co-payment.
Coverage After 4 Years: If you're dealing with diabetes, cardiovascular problems, or similar illnesses, the insurer covers all costs after a 4-year wa...
No Domiciliary Cover: The insurer will not cover the costs if you are forced to hospitalize at home due to a medical condition. This is known as a pol...
Room Rent Limit (1% for General, 2% for ICU): Your insurer won’t let you stay in a room whose rent exceeds 1% of the sum insured. For ICU, the limit i...
No Coverage for Minor Procedures: If you're hospitalized for less than 24 hours for a minor procedure, the insurer will not cover the costs. This incl...
No Full Cover Restoration: This policy does not restore full cover after a partial claim within the same year, unlike some policies that offer this be...
No Full Cover Restoration: This policy does not restore full cover after a partial claim within the same year, unlike some policies that offer this be...
No Extra Cover for No Claims: Unlike some policies that offer extra cover for going a year without claims, this policy does not provide such benefits.
Coverage Limits for Specific Illnesses: Your insurance cover won’t be fully available if you are treated for Angiography, Joint Replacement, major can...
90% Co-Payment: The policy will only cover 90% of the final bill. The rest is on you. This is called a co-payment.
Coverage After 4 Years: If you're dealing with diabetes, cardiovascular problems, or similar illnesses, the insurer covers all costs after a 4-year wa...
No Domiciliary Cover: The insurer will not cover the costs if you are forced to hospitalize at home due to a medical condition. This is known as a pol...
Room Rent Limit (1% for General, 2% for ICU): Your insurer won’t let you stay in a room whose rent exceeds 1% of the sum insured. For ICU, the limit i...
No Coverage for Minor Procedures: If you're hospitalized for less than 24 hours for a minor procedure, the insurer will not cover the costs. This incl...
No Full Cover Restoration: This policy does not restore full cover after a partial claim within the same year, unlike some policies that offer this be...
No Extra Cover for No Claims: Unlike some policies that offer extra cover for going a year without claims, this policy does not provide such benefits.
Coverage Limits for Specific Illnesses: Your insurance cover won’t be fully available if you are treated for Angiography, Joint Replacement, major can...
90% Co-Payment: The policy will only cover 90% of the final bill. The rest is on you. This is called a co-payment.
Coverage After 4 Years: If you're dealing with diabetes, cardiovascular problems, or similar illnesses, the insurer covers all costs after a 4-year wa...
No Domiciliary Cover: The insurer will not cover the costs if you are forced to hospitalize at home due to a medical condition. This is known as a pol...
Room Rent Limit (1% for General, 2% for ICU): Your insurer won’t let you stay in a room whose rent exceeds 1% of the sum insured. For ICU, the limit i...
No Coverage for Minor Procedures: If you're hospitalized for less than 24 hours for a minor procedure, the insurer will not cover the costs. This incl...
No Extra Cover for No Claims: Unlike some policies that offer extra cover for going a year without claims, this policy does not provide such benefits.
Coverage Limits for Specific Illnesses: Your insurance cover won’t be fully available if you are treated for Angiography, Joint Replacement, major can...
90% Co-Payment: The policy will only cover 90% of the final bill. The rest is on you. This is called a co-payment.
Coverage After 4 Years: If you're dealing with diabetes, cardiovascular problems, or similar illnesses, the insurer covers all costs after a 4-year wa...
No Domiciliary Cover: The insurer will not cover the costs if you are forced to hospitalize at home due to a medical condition. This is known as a pol...
Room Rent Limit (1% for General, 2% for ICU): Your insurer won’t let you stay in a room whose rent exceeds 1% of the sum insured. For ICU, the limit i...
No Coverage for Minor Procedures: If you're hospitalized for less than 24 hours for a minor procedure, the insurer will not cover the costs. This incl...
Coverage Limits for Specific Illnesses: Your insurance cover won’t be fully available if you are treated for Angiography, Joint Replacement, major can...
90% Co-Payment: The policy will only cover 90% of the final bill. The rest is on you. This is called a co-payment.
Coverage After 4 Years: If you're dealing with diabetes, cardiovascular problems, or similar illnesses, the insurer covers all costs after a 4-year wa...
No Domiciliary Cover: The insurer will not cover the costs if you are forced to hospitalize at home due to a medical condition. This is known as a pol...
Room Rent Limit (1% for General, 2% for ICU): Your insurer won’t let you stay in a room whose rent exceeds 1% of the sum insured. For ICU, the limit i...
No Coverage for Minor Procedures: If you're hospitalized for less than 24 hours for a minor procedure, the insurer will not cover the costs. This incl...
90% Co-Payment: The policy will only cover 90% of the final bill. The rest is on you. This is called a co-payment.
Coverage After 4 Years: If you're dealing with diabetes, cardiovascular problems, or similar illnesses, the insurer covers all costs after a 4-year wa...
No Domiciliary Cover: The insurer will not cover the costs if you are forced to hospitalize at home due to a medical condition. This is known as a pol...
Room Rent Limit (1% for General, 2% for ICU): Your insurer won’t let you stay in a room whose rent exceeds 1% of the sum insured. For ICU, the limit i...
No Coverage for Minor Procedures: If you're hospitalized for less than 24 hours for a minor procedure, the insurer will not cover the costs. This incl...
Coverage After 4 Years: If you're dealing with diabetes, cardiovascular problems, or similar illnesses, the insurer covers all costs after a 4-year wa...
No Domiciliary Cover: The insurer will not cover the costs if you are forced to hospitalize at home due to a medical condition. This is known as a pol...
Room Rent Limit (1% for General, 2% for ICU): Your insurer won’t let you stay in a room whose rent exceeds 1% of the sum insured. For ICU, the limit i...
No Coverage for Minor Procedures: If you're hospitalized for less than 24 hours for a minor procedure, the insurer will not cover the costs. This incl...
No Domiciliary Cover: The insurer will not cover the costs if you are forced to hospitalize at home due to a medical condition. This is known as a pol...
Room Rent Limit (1% for General, 2% for ICU): Your insurer won’t let you stay in a room whose rent exceeds 1% of the sum insured. For ICU, the limit i...
No Coverage for Minor Procedures: If you're hospitalized for less than 24 hours for a minor procedure, the insurer will not cover the costs. This incl...
Room Rent Limit (1% for General, 2% for ICU): Your insurer won’t let you stay in a room whose rent exceeds 1% of the sum insured. For ICU, the limit i...
No Coverage for Minor Procedures: If you're hospitalized for less than 24 hours for a minor procedure, the insurer will not cover the costs. This incl...
No Coverage for Minor Procedures: If you're hospitalized for less than 24 hours for a minor procedure, the insurer will not cover the costs. This incl...
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