Max Bupa

Aspire Gold+: The most basic variant with new-age maternity benefits and an updated bonus feature but includes restrictions like single private room limits and a 4-year waiting period for pre-existing diseases. Best for budget-conscious buyers.

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whatWeLike What We Like

This section highlights the strengths and benefits of Aspire Gold + policy by Max Bupa. It covers what the policy does exceptionally well, including aspects that provide significant value and peace of mind to the policyholder. Here, you will find the major advantages and positive features that make this policy stand out.

Restoration Forever

Immediate Cover Restoration: Your cover is restored in full the moment you make a claim. You will have the extra cover throughout your policy term. Th...

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You’ll never have to split the bill

Full Coverage (No Co-Payment): The insurer will bear the entire cost of treatment (up to the sum insured). You won’t have to pay a single penny, meani...

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Pre & Post hospitalization expenses covered

Diagnostic Tests Coverage (60 days/180 days): No worries if the doctor has to run a host of diagnostic tests before or after hospitalizing you. The in...

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Day Care treatments covered

Minor Procedure Full Coverage: If you're hospitalized for less than 24 hours for a minor procedure, the insurer will cover the costs. This includes tr...

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Free Health Checkups

Tests from Network Facilities: Available from day one for a defined list of tests at network facilities only.

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Covers Alternative Medicine

Full Coverage for Alternative Treatments: Thinking of getting Ayurvedic, Homeopathic, or other alternative treatments to cure an illness? Your insure...

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You always have full cover irrespective of the disease

No Disease-Wise Sub-Limits: If your insurer hasn't explicitly excluded an illness, you can claim the full sum insured for any disease, as this policy ...

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Unlimited Restoration Benefit

Future Hospitalizations: If you need hospitalization again in the same year, you can still claim the full cover.

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Carry forward your unutilized cover

Unused Cover Transfer (2x-4x Limit): Each year, unused base cover is added to the next year's cover. Starting with ?10 lakhs and claiming ?2 lakhs, th...

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Full coverage even if you are forced to hospitalize at home

Domiciliary Cover: The insurer will bear the costs even if you are hospitalized at home due to a condition or the hospital running out of beds. This i...

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whatIsOk What Is Okay

This section outlines the satisfactory but not exceptional aspects of Aspire Gold + policy by Max Bupa. It includes features and benefits that are adequate and meet standard expectations. While these elements may not be extraordinary, they still contribute to the overall usefulness and reliability of the policy.

You can pick a Single Private room but nothing fancy

Room Choice Co-Payment: You can share a room or have a single room for yourself. But if you're looking for something fancier, be ready to foot part of...

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Long waiting period for pre-existing diseases

Room Choice Co-Payment: You can share a room or have a single room for yourself. But if you're looking for something fancier, be ready to foot part of...

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Maternity benefits offered

Coverage After 4 Years: If you're dealing with diabetes, cardiovascular problems, or similar illnesses, the insurer covers all costs after a 4-year wa...

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Frequently Asked Questions

Medfin offers the latest surgical procedures to ensure that you
recover as fast as possible in the least painful way possible.

The claim settlement ratio for Niva Bupa Aspire Gold in 2024 is 99.41%. This high ratio demonstrates the insurer's commitment to efficiently processing claims, offering peace of mind to policyholders.

The Niva Bupa Aspire Gold Plan is available for individuals aged 18 to 65 years, with options to cover family members.

Yes, pre-existing conditions are covered after a waiting period of 36 months.

Yes, the plan includes coverage for outpatient consultations and diagnostic tests.

Yes, the plan includes wellness benefits such as health check-ups, access to fitness programs, and nutritional counseling.

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