Max Bupa

Aspire Diamond+: A feature-rich variant with benefits like Age Lock, updated bonus structure, and maternity benefits with a 2-year waiting period. While reasonably priced, Niva Bupa faces the challenge of balancing low prices and high claims.

Book a call

whatWeLike What We Like

This section highlights the strengths and benefits of Aspire Diamond + policy by Max Bupa. It covers what the policy does exceptionally well, including aspects that provide significant value and peace of mind to the policyholder. Here, you will find the major advantages and positive features that make this policy stand out.

Age Lock Benefit

Stable Premiums Until Claim: Your premiums will not increase until you make a claim. However, once a claim is made, premiums will increase based on ag...

Learn More

You’ll never have to split the bill

Full Coverage (No Co-Payment): The insurer will bear the entire cost of treatment (up to the sum insured). You won’t have to pay a single penny, meani...

Learn More

You always have full cover irrespective of the disease

No Disease-Wise Sub-Limits: If your insurer hasn't explicitly excluded an illness, you can claim the full sum insured for any disease, as this policy ...

Learn More

Unlimited Restoration Benefit

Future Hospitalizations: If you need hospitalization again in the same year, you can still claim the full cover.

Learn More

Carry forward your unutilized cover

Unused Cover Transfer (3x-6x Limit): Each year, any unused base cover is transferred to the next year's cover. For instance, if you start with ?10 lak...

Learn More

Full coverage even if you are forced to hospitalize at home

Domiciliary Cover: The insurer will bear the costs even if you are hospitalized at home due to a condition or the hospital running out of beds. This i...

Learn More

You can pick any room you like

Room Rent Flexibility: You can choose any room, whether it's a shared room, single room, or deluxe room, as there are no restrictions on room rent wit...

Learn More

Pre & Post hospitalization expenses covered

Diagnostic Tests Coverage (60 days/180 days): No worries if the doctor has to run a host of diagnostic tests before or after hospitalizing you. The in...

Learn More

Day Care treatments covered

Minor Procedure Full Coverage: If you're hospitalized for less than 24 hours for a minor procedure, the insurer will cover the costs. This includes tr...

Learn More

Free Health Checkups

Tests from Network Facilities: Available from day one for a defined list of tests at network facilities only.

Learn More

Covers Alternative Medicine

Full Coverage for Alternative Treatments: Thinking of getting Ayurvedic, Homeopathic, or other alternative treatments to cure an illness? Your insure...

Learn More

whatIsOk What Is Okay

This section outlines the satisfactory but not exceptional aspects of Aspire Diamond + policy by Max Bupa. It includes features and benefits that are adequate and meet standard expectations. While these elements may not be extraordinary, they still contribute to the overall usefulness and reliability of the policy.

Reasonable waiting period for pre-existing diseases

Coverage After 3 Years: If you have diabetes, cardiovascular problems, or similar illnesses, the insurer covers all related costs after a 3-year waiti...

Learn More

Maternity benefits offered

Maternity Coverage (?5,000, 2-Year Wait): The insurer covers maternity expenses up to ?5,000, with a 2-year waiting period.

Learn More

Frequently Asked Questions

Medfin offers the latest surgical procedures to ensure that you
recover as fast as possible in the least painful way possible.

The claim settlement ratio for Niva Bupa Aspire Diamond in 2024 is 99.41%. This high ratio demonstrates the insurer's commitment to efficiently processing claims, offering peace of mind to policyholders.

The Aspire Diamond Plan is available for individuals aged 18 to 65 years, with coverage options for family members as well.

Yes, pre-existing conditions are covered after a waiting period of 36 months.

Yes, the plan includes maternity benefits after a waiting period of 3 years.

The plan includes wellness benefits such as health check-ups, access to fitness programs, and personalized health coaching.

Confused? Talk to our certified health insurance experts

If you're unsure about how to use your insurance for an upcoming surgery or need help understanding your current coverage, talk to an expert for FREE by clicking here. Book a call now, limited slots available!

Our Most Popular Treatments
Most Popular Treatment Costs
whatsapp-whiteicon
Book appointment Talk To Expert