Max Bupa

Economical Super Top-Up Plan: This super top-up plan covers most bases and allows you to increase your coverage by 95 lakhs. It is one of the most economical options available.

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whatWeLike What We Like

This section highlights the strengths and benefits of Health Recharge Super Top-up policy by Max Bupa. It covers what the policy does exceptionally well, including aspects that provide significant value and peace of mind to the policyholder. Here, you will find the major advantages and positive features that make this policy stand out.

You’ll never have to split the bill

Full Coverage (No Co-Payment): The insurer will bear the entire cost of treatment (up to the sum insured). You won’t have to pay a single penny, meani...

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Your insurer won’t pay the full bill for certain diseases

Modern Treatment Limits: Some modern treatments have coverage limits.

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Day Care treatments covered

Minor Procedure Full Coverage: If you're hospitalized for less than 24 hours for a minor procedure, the insurer will cover the costs. This includes tr...

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Pre & Post hospitalization expenses covered

Diagnostic Tests Coverage (60 days/90 days): No worries if the doctor has to run a host of diagnostic tests before or after hospitalizing you. The ins...

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Some Cover for Alternative Medicine

Alternative Treatment Full Coverage (100%): Thinking of getting Ayurvedic, Homeopathic, or other alternative treatments to cure an illness? Your insur...

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whatIsOk What Is Okay

This section outlines the satisfactory but not exceptional aspects of Health Recharge Super Top-up policy by Max Bupa. It includes features and benefits that are adequate and meet standard expectations. While these elements may not be extraordinary, they still contribute to the overall usefulness and reliability of the policy.

You can pick a Single Private room but nothing fancy

Room Choice Co-Payment: You can share a room or have a single room for yourself. But if you're looking for something fancier, be ready to foot part of...

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Reasonable waiting period for pre-existing diseases

Coverage After 3 Years: If you have diabetes, cardiovascular problems, or similar illnesses, the insurer covers all related costs after a 3-year waiti...

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whatWeDontLike What We Don't Like

This section addresses the limitations and drawbacks of Health Recharge Super Top-up policy by Max Bupa. It highlights areas where the policy may fall short or aspects that could be improved. Understanding these points is crucial for making an informed decision and managing expectations regarding the policy’s coverage and service.

No Restoration Benefit

No Full Cover Restoration: This policy does not restore full cover after a partial claim within the same year, unlike some policies that offer this be...

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Underwhelming bonus feature

No Full Cover Restoration: This policy does not restore full cover after a partial claim within the same year, unlike some policies that offer this be...

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Your insurer doesn’t provide free health check-ups

Sum Insured Increase (5% Annually, Cap at 50%): Your sum insured increases by 5% each year irrespective of your claim status. However, the sum insured...

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Underwhelming bonus feature

No Full Cover Restoration: This policy does not restore full cover after a partial claim within the same year, unlike some policies that offer this be...

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Your insurer doesn’t provide free health check-ups

Sum Insured Increase (5% Annually, Cap at 50%): Your sum insured increases by 5% each year irrespective of your claim status. However, the sum insured...

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Your insurer doesn’t provide free health check-ups

Sum Insured Increase (5% Annually, Cap at 50%): Your sum insured increases by 5% each year irrespective of your claim status. However, the sum insured...

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Frequently Asked Questions

Medfin offers the latest surgical procedures to ensure that you
recover as fast as possible in the least painful way possible.

The claim settlement ratio for Health Recharge Super Top Up in 2024 is 99.41%. This high ratio demonstrates the insurer's commitment to efficiently processing claims, offering peace of mind to policyholders.

The Health Recharge Super Top-Up Plan is designed to provide additional coverage over and above existing health insurance, ideal for covering high medical expenses.

Yes, pre-existing conditions are covered after a waiting period of 24 months.

The deductible is the amount that must be paid out-of-pocket before the insurance coverage kicks in; this plan allows you to choose the deductible amount.

No, the Health Recharge Super Top-Up Plan does not cover outpatient consultations.

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If you're unsure about how to use your insurance for an upcoming surgery or need help understanding your current coverage, talk to an expert for FREE by clicking here. Book a call now, limited slots available!

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