Max Bupa

Health Premia Gold: Offers comprehensive protection, adequate coverage, and international treatment for critical illnesses like cancer. It's more expensive than other policies in its class.

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whatWeLike What We Like

This section highlights the strengths and benefits of Health Premia Gold policy by Max Bupa. It covers what the policy does exceptionally well, including aspects that provide significant value and peace of mind to the policyholder. Here, you will find the major advantages and positive features that make this policy stand out.

You most likely don't have to split the bill

No Co-Payment: The insurer will bear the entire cost of treatment (up to the sum insured) unless you explicitly opted to pay a portion of the bill. If...

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You can pick any room so long as it’s not a Suite

Room Rent Limitations: Shared rooms and single private rooms are covered. However, for suite rooms or more expensive options, you will need to share t...

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Short waiting period for Pre Existing Diseases

Coverage After 2 Years: If you're dealing with diabetes, cardiovascular problems, or similar illnesses, the insurer covers all costs related to these ...

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Good Restoration Benefit

Multiple Hospitalizations: After a partial claim, the insurer will fully restore your cover for any future hospitalizations within the same year, allo...

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Free Health Checkups every year

Annual Full Body Checkup: If you’re planning on getting a full body checkup every year just to make sure you’re in fine working condition, the insurer...

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Covers Alternative Medicine

Full Coverage for Alternative Treatments: Thinking of getting Ayurvedic, Homeopathic, or other alternative treatments to cure an illness? Your insure...

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You always have full cover irrespective of the disease

No Disease-Wise Sub-Limits: If your insurer hasn't explicitly excluded an illness, you can claim the full sum insured for any disease, as this policy ...

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Pre & Post hospitalization expenses covered

Diagnostic Tests Coverage (90 days/180 days): No worries if the doctor has to run a host of diagnostic tests before or after hospitalizing you. The in...

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Day Care treatments covered

Minor Procedure Full Coverage: If you're hospitalized for less than 24 hours for a minor procedure, the insurer will cover the costs. This includes tr...

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Full coverage even if you are forced to hospitalize at home

Domiciliary Cover: The insurer will bear the costs even if you are hospitalized at home due to a condition or the hospital running out of beds. This i...

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Maternity benefits offered

Maternity Coverage (?70,000 to ?1,00,000, 2-Year Wait): The insurer covers maternity expenses up to ?70,000 to ?1,00,000 based on the cover taken, wit...

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whatIsOk What Is Okay

This section outlines the satisfactory but not exceptional aspects of Health Premia Gold policy by Max Bupa. It includes features and benefits that are adequate and meet standard expectations. While these elements may not be extraordinary, they still contribute to the overall usefulness and reliability of the policy.

Covers international treatments

International Emergency Coverage: This policy covers all types of international treatments, but only in case of emergencies. If you frequently travel ...

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Special Bonus for being healthy

International Emergency Coverage: This policy covers all types of international treatments, but only in case of emergencies. If you frequently travel ...

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Frequently Asked Questions

Medfin offers the latest surgical procedures to ensure that you
recover as fast as possible in the least painful way possible.

The claim settlement ratio for Health Premia Gold in 2024 is 99.41%. This high ratio demonstrates the insurer's commitment to efficiently processing claims, offering peace of mind to policyholders.

The Health Premia Gold Plan offers a higher sum insured along with additional benefits such as global coverage for emergency hospitalization and wellness programs.

Yes, pre-existing conditions are covered after a waiting period of 36 months.

Yes, the plan includes coverage for alternative treatments like Ayurveda, Homeopathy, and Unani, up to a specified limit.

Yes, the plan provides coverage for maternity expenses after a waiting period of 3 years.

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