Iffco Tokio

Basic Policy: A decent policy that provides adequate coverage. However, if you need something more comprehensive, this might not be the best choice.

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whatWeLike What We Like

This section highlights the strengths and benefits of Family Health Protector policy by Iffco Tokio. It covers what the policy does exceptionally well, including aspects that provide significant value and peace of mind to the policyholder. Here, you will find the major advantages and positive features that make this policy stand out.

You’ll never have to split the bill

Full Coverage (No Co-Payment): The insurer will bear the entire cost of treatment (up to the sum insured). You won’t have to pay a single penny, meani...

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Pre & Post hospitalization expenses covered

Diagnostic Tests Coverage (45 days/60 days): No worries if the doctor has to run a host of diagnostic tests before or after hospitalizing you. The ins...

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Day Care treatments covered up to a certain limit

Full Coverage for Alternative Treatments: Thinking of getting Ayurvedic, Homeopathic, or other alternative treatments to cure an illness? Your insure...

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Covers Alternative Medicine

Full Cover Restoration for Different Complications: After a partial claim, the insurer will fully restore your cover if you are hospitalized again for...

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Some Restoration Benefit

Domiciliary Cover: The insurer will bear the costs even if you are hospitalized at home due to a condition or the hospital running out of beds. This i...

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Full coverage even if you are forced to hospitalize at home

No Disease-Wise Sub-Limits: If your insurer hasn't explicitly excluded an illness, you can claim the full sum insured for any disease, as this policy ...

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whatIsOk What Is Okay

This section outlines the satisfactory but not exceptional aspects of Family Health Protector policy by Iffco Tokio. It includes features and benefits that are adequate and meet standard expectations. While these elements may not be extraordinary, they still contribute to the overall usefulness and reliability of the policy.

Restrictions on the rooms you can pick and much more

Coverage Based on Sum Insured and City Class: For covers of ?7L and higher, up to the sum insured. For covers below ?7L, up to 1.5% of the sum insured...

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Long waiting period for pre-existing diseases

Coverage Based on Sum Insured and City Class: For covers of ?7L and higher, up to the sum insured. For covers below ?7L, up to 1.5% of the sum insured...

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No free Health Checkups unless you wait 4 years

Coverage After 4 Years: If you're dealing with diabetes, cardiovascular problems, or similar illnesses, the insurer covers all costs after a 4-year wa...

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Underwhelming bonus feature

Limited Coverage for Full Body Checkups: If you’re planning on getting a full body checkup just to make sure you’re in fine working condition, the ins...

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whatWeDontLike What We Don't Like

This section addresses the limitations and drawbacks of Family Health Protector policy by Iffco Tokio. It highlights areas where the policy may fall short or aspects that could be improved. Understanding these points is crucial for making an informed decision and managing expectations regarding the policy’s coverage and service.

You always have full cover irrespective of the disease

No Disease-Wise Sub-Limits: If your insurer hasn't explicitly excluded an illness, you can claim the full sum insured for any disease, as this policy ...

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Frequently Asked Questions

Medfin offers the latest surgical procedures to ensure that you
recover as fast as possible in the least painful way possible.

The claim settlement ratio for Family Health Protector in 2024 is 99.41%. This high ratio demonstrates the insurer's commitment to efficiently processing claims, offering peace of mind to policyholders.

The Family Health Protector Plan is available for families, covering all members, including children aged 3 months and above.

Yes, pre-existing conditions are covered after a waiting period of 24 months.

The plan offers coverage for maternity expenses after a waiting period of 3 years.

Yes, the plan covers over 130 daycare procedures that require less than 24 hours of hospitalization.

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