ICICI Lombard

ICICI Super Top-Up Plan: The best super top-up plan with no room restrictions or egregious conditions, allowing a maximum top-up of 50 lakhs. However, ICICI's poor claim settlement ratio is a downside.

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whatWeLike What We Like

This section highlights the strengths and benefits of Health Booster Super Top-up policy by ICICI Lombard. It covers what the policy does exceptionally well, including aspects that provide significant value and peace of mind to the policyholder. Here, you will find the major advantages and positive features that make this policy stand out.

You can pick any room you like

Room Rent Flexibility: You can choose any room, whether it's a shared room, single room, or deluxe room, as there are no restrictions on room rent wit...

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You always have full cover irrespective of the disease

No Disease-Wise Sub-Limits: If your insurer hasn't explicitly excluded an illness, you can claim the full sum insured for any disease, as this policy ...

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Pre & Post hospitalization expenses covered

Diagnostic Tests Coverage (60 days/90 days): No worries if the doctor has to run a host of diagnostic tests before or after hospitalizing you. The ins...

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Day Care treatments covered

Minor Procedure Full Coverage: If you're hospitalized for less than 24 hours for a minor procedure, the insurer will cover the costs. This includes tr...

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Some Cover for Alternative Medicine

Alternative Treatment Full Coverage (100%): Thinking of getting Ayurvedic, Homeopathic, or other alternative treatments to cure an illness? Your insur...

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Short waiting period for Pre Existing Diseases

Coverage After 2 Years: If you're dealing with diabetes, cardiovascular problems, or similar illnesses, the insurer covers all costs related to these ...

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Good Restoration Benefit

100% Sum Insured Coverage for High Deductibles: Up to 100% of the sum insured is available only for deductibles of ?3 lakhs and above.

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Free Health Checkups

Annual Restorations for Individual and Floater Plans: Once for individual and twice for floater annually.

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whatIsOk What Is Okay

This section outlines the satisfactory but not exceptional aspects of Health Booster Super Top-up policy by ICICI Lombard. It includes features and benefits that are adequate and meet standard expectations. While these elements may not be extraordinary, they still contribute to the overall usefulness and reliability of the policy.

Special Bonus for being healthy and not claiming insurance

Co-Pay for Claims After Age 61 (20%): If you bought this policy after turning 61, you need to pay 20% of the bill for each claim. Otherwise, the insur...

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whatWeDontLike What We Don't Like

This section addresses the limitations and drawbacks of Health Booster Super Top-up policy by ICICI Lombard. It highlights areas where the policy may fall short or aspects that could be improved. Understanding these points is crucial for making an informed decision and managing expectations regarding the policy’s coverage and service.

You most likely don't have to split the bill

Co-Pay for Claims After Age 61 (20%): If you bought this policy after turning 61, you need to pay 20% of the bill for each claim. Otherwise, the insur...

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Frequently Asked Questions

Medfin offers the latest surgical procedures to ensure that you
recover as fast as possible in the least painful way possible.

The claim settlement ratio for Health Booster Super Top Up in 2024 is 99.41%. This high ratio demonstrates the insurer's commitment to efficiently processing claims, offering peace of mind to policyholders.

The Health Booster Super Top-Up Plan is designed to enhance your existing health insurance coverage by providing additional financial protection for large medical expenses.

Yes, pre-existing conditions are covered after a waiting period of 24 months.

The deductible is the amount that must be paid out-of-pocket before the insurance coverage kicks in; this plan allows you to choose the deductible amount.

No, the Health Booster Super Top-Up Plan does not cover outpatient consultations.

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