Edelweiss

Edelweiss Health Insurance Gold: A good policy with no outrageous conditions, providing maternity-related expenses coverage after a 4-year waiting period and a critical illness cover offering 150% of the sum insured for conditions like cancer.

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whatWeLike What We Like

This section highlights the strengths and benefits of Health Insurance Gold policy by Edelweiss. It covers what the policy does exceptionally well, including aspects that provide significant value and peace of mind to the policyholder. Here, you will find the major advantages and positive features that make this policy stand out.

You most likely don't have to split the bill

No Co-Payment: The insurer will bear the entire cost of treatment (up to the sum insured) unless you explicitly opted to pay a portion of the bill. If...

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You can pick a Single Private room but nothing fancy

Room Choice Co-Payment: You can share a room or have a single room for yourself. But if you're looking for something fancier, be ready to foot part of...

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Pre & Post hospitalization expenses covered

Diagnostic Tests Coverage (60 days/90 days): No worries if the doctor has to run a host of diagnostic tests before or after hospitalizing you. The ins...

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Day Care treatments covered

Minor Procedure Full Coverage: If you're hospitalized for less than 24 hours for a minor procedure, the insurer will cover the costs. This includes tr...

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Free Health Checkups every year

Annual Full Body Checkup: If you’re planning on getting a full body checkup every year just to make sure you’re in fine working condition, the insurer...

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Covers Alternative Medicine

Full Coverage for Alternative Treatments: Thinking of getting Ayurvedic, Homeopathic, or other alternative treatments to cure an illness? Your insure...

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You always have full cover irrespective of the disease

No Disease-Wise Sub-Limits: If your insurer hasn't explicitly excluded an illness, you can claim the full sum insured for any disease, as this policy ...

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Some Restoration Benefit

Full Cover Restoration for Different Complications: After a partial claim, the insurer will fully restore your cover if you are hospitalized again for...

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Special Bonus for being healthy and not claiming insurance

Sum Insured Increase (50% Annually, Cap at 100%, Claim Reduction): Your sum insured increases by 50% each year as long as you make no claims during th...

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Full coverage even if you are forced to hospitalize at home

Domiciliary Cover: The insurer will bear the costs even if you are hospitalized at home due to a condition or the hospital running out of beds. This i...

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whatIsOk What Is Okay

This section outlines the satisfactory but not exceptional aspects of Health Insurance Gold policy by Edelweiss. It includes features and benefits that are adequate and meet standard expectations. While these elements may not be extraordinary, they still contribute to the overall usefulness and reliability of the policy.

Reasonable waiting period for pre-existing diseases

Coverage After 3 Years: If you have diabetes, cardiovascular problems, or similar illnesses, the insurer covers all related costs after a 3-year waiti...

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Maternity benefits offered

Maternity Coverage (?50,000, 4-Year Wait): The insurer covers maternity expenses up to ?50,000, with a 4-year waiting period.

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Frequently Asked Questions

Medfin offers the latest surgical procedures to ensure that you
recover as fast as possible in the least painful way possible.

The claim settlement ratio for Health Insurance Gold in 2024 is 99.41%. This high ratio demonstrates the insurer's commitment to efficiently processing claims, offering peace of mind to policyholders.

The Edelweiss Health Insurance Gold Plan is available for individuals aged 18 to 65 years, with the option to include family members.

Yes, pre-existing conditions are covered after a waiting period of 36 months.

The plan includes maternity benefits after a waiting period of 3 years.

Yes, the plan offers global coverage for emergency hospitalization while traveling abroad.

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