Bajaj Allianz
Silver Health
Bajaj Allianz Silver Health: A decent option for those 46 and above, with a 1-year waiting period for pre-existing conditions. However, you’ll bear 50% of the costs, and it’s not cheap, so consider other options.
Bajaj Allianz Silver Health: A decent option for those 46 and above, with a 1-year waiting period for pre-existing conditions. However, you’ll bear 50% of the costs, and it’s not cheap, so consider other options.
What We Like
This section highlights the strengths and benefits of Silver Health policy by Bajaj Allianz. It covers what the policy does exceptionally well, including aspects that provide significant value and peace of mind to the policyholder. Here, you will find the major advantages and positive features that make this policy stand out.
No Disease-Wise Sub-Limits: If your insurer hasn't explicitly excluded an illness, you can claim the full sum insured for any disease, as this policy ...
Mandatory Co-Payment for Pre-Existing Conditions: For any complications arising from pre-existing conditions, you must co-pay 50% of the expenses.
What Is Okay
This section outlines the satisfactory but not exceptional aspects of Silver Health policy by Bajaj Allianz. It includes features and benefits that are adequate and meet standard expectations. While these elements may not be extraordinary, they still contribute to the overall usefulness and reliability of the policy.
Diagnostic Tests Coverage (3% of Hospital Bill): No worries if the doctor has to run a host of diagnostic tests before or after hospitalizing you. The...
Diagnostic Tests Coverage (3% of Hospital Bill): No worries if the doctor has to run a host of diagnostic tests before or after hospitalizing you. The...
Minor Procedure Full Coverage: If you're hospitalized for less than 24 hours for a minor procedure, the insurer will cover the costs. This includes tr...
What We Don't Like
This section addresses the limitations and drawbacks of Silver Health policy by Bajaj Allianz. It highlights areas where the policy may fall short or aspects that could be improved. Understanding these points is crucial for making an informed decision and managing expectations regarding the policy’s coverage and service.
Mandatory Co-Payment for Pre-Existing Conditions: For any complications arising from pre-existing conditions, you must co-pay 50% of the expenses.
Network Hospital Co-Pay (20%): On most occasions, the insurer will pay your medical bills in full up to the sum insured—no questions asked. However, i...
No Domiciliary Cover: The insurer will not cover the costs if you are forced to hospitalize at home due to a medical condition. This is known as a pol...
Sum Insured Increase (10% Annually, Cap at 100%): Your sum insured increases by 10% each year, provided no claims are made during this period. The bon...
No Full Cover Restoration: This policy does not restore full cover after a partial claim within the same year, unlike some policies that offer this be...
No Full Cover Restoration: This policy does not restore full cover after a partial claim within the same year, unlike some policies that offer this be...
Network Hospital Co-Pay (20%): On most occasions, the insurer will pay your medical bills in full up to the sum insured—no questions asked. However, i...
No Domiciliary Cover: The insurer will not cover the costs if you are forced to hospitalize at home due to a medical condition. This is known as a pol...
Sum Insured Increase (10% Annually, Cap at 100%): Your sum insured increases by 10% each year, provided no claims are made during this period. The bon...
No Full Cover Restoration: This policy does not restore full cover after a partial claim within the same year, unlike some policies that offer this be...
No Full Cover Restoration: This policy does not restore full cover after a partial claim within the same year, unlike some policies that offer this be...
No Domiciliary Cover: The insurer will not cover the costs if you are forced to hospitalize at home due to a medical condition. This is known as a pol...
Sum Insured Increase (10% Annually, Cap at 100%): Your sum insured increases by 10% each year, provided no claims are made during this period. The bon...
No Full Cover Restoration: This policy does not restore full cover after a partial claim within the same year, unlike some policies that offer this be...
No Full Cover Restoration: This policy does not restore full cover after a partial claim within the same year, unlike some policies that offer this be...
Sum Insured Increase (10% Annually, Cap at 100%): Your sum insured increases by 10% each year, provided no claims are made during this period. The bon...
No Full Cover Restoration: This policy does not restore full cover after a partial claim within the same year, unlike some policies that offer this be...
No Full Cover Restoration: This policy does not restore full cover after a partial claim within the same year, unlike some policies that offer this be...
No Full Cover Restoration: This policy does not restore full cover after a partial claim within the same year, unlike some policies that offer this be...
No Full Cover Restoration: This policy does not restore full cover after a partial claim within the same year, unlike some policies that offer this be...
No Full Cover Restoration: This policy does not restore full cover after a partial claim within the same year, unlike some policies that offer this be...
Medfin offers the latest surgical procedures to ensure that you
recover as fast as possible in the least painful way possible.
If you're unsure about how to use your insurance for an upcoming surgery or need help understanding your current coverage, talk to an expert for FREE by clicking here. Book a call now, limited slots available!
