Aditya Birla

Activ One VYTL: This comprehensive variant offers day-1 coverage for 7 conditions, including lifestyle diseases like Diabetes Mellitus and Hypertension. It's a good fit if you have a listed lifestyle condition.

Book a call

whatWeLike What We Like

This section highlights the strengths and benefits of Activ One VYTL policy by Aditya Birla. It covers what the policy does exceptionally well, including aspects that provide significant value and peace of mind to the policyholder. Here, you will find the major advantages and positive features that make this policy stand out.

Chronic Care Program

Day 1 Coverage for Specific Conditions: This benefit provides Day 1 coverage for hospitalization related to asthma, hypertension, hyperlipidemia, diab...

Learn More

You’ll never have to split the bill

Full Coverage (No Co-Payment): The insurer will bear the entire cost of treatment (up to the sum insured). You won’t have to pay a single penny, meani...

Learn More

You always have full cover irrespective of the disease

No Disease-Wise Sub-Limits: If your insurer hasn't explicitly excluded an illness, you can claim the full sum insured for any disease, as this policy ...

Learn More

Pre & Post hospitalization expenses covered

Diagnostic Tests Coverage (90 days/180 days): No worries if the doctor has to run a host of diagnostic tests before or after hospitalizing you. The in...

Learn More

Day Care treatments covered

Minor Procedure Full Coverage: If you're hospitalized for less than 24 hours for a minor procedure, the insurer will cover the costs. This includes tr...

Learn More

Free Health Checkups every year

Annual Full Body Checkup: If you’re planning on getting a full body checkup every year just to make sure you’re in fine working condition, the insurer...

Learn More

Covers Alternative Medicine

Full Coverage for Alternative Treatments: Thinking of getting Ayurvedic, Homeopathic, or other alternative treatments to cure an illness? Your insure...

Learn More

You can pick any room you like

Room Rent Flexibility: You can choose any room, whether it's a shared room, single room, or deluxe room, as there are no restrictions on room rent wit...

Learn More

Reasonable waiting period for pre-existing diseases

Immediate Coverage for Certain Conditions: If you have asthma, hypertension, high cholesterol, diabetes, COPD, obesity, or coronary artery disease (PT...

Learn More

Unlimited Restoration Benefit

Future Hospitalizations: If you need hospitalization again in the same year, you can still claim the full cover.

Learn More

Special bonus for renewing the policy

Sum Insured Increase (50% Annually, Cap at 100%, ?3 Cr Cap): Your sum insured increases by 50% each year irrespective of your claim status. However, t...

Learn More

Full coverage even if you are forced to hospitalize at home

Domiciliary Cover: The insurer will bear the costs even if you are hospitalized at home due to a condition or the hospital running out of beds. This i...

Learn More

Doctor consultations covered

Outpatient and E-Consultations Coverage: The insurer covers outpatient and e-consultations for listed pre-existing conditions (PEDs) on a cashless bas...

Learn More

Frequently Asked Questions

Medfin offers the latest surgical procedures to ensure that you
recover as fast as possible in the least painful way possible.

The claim settlement ratio for Activ One Vytl in 2024 is 99.41%. This high ratio demonstrates the insurer's commitment to efficiently processing claims, offering peace of mind to policyholders.

The Aditya Birla Activ One Vytl Plan is designed for individuals aged 18 years and above, with no upper age limit, making it suitable for all adults.

Yes, the Activ One Vytl Plan covers pre-existing conditions after a waiting period of 24 months, ensuring comprehensive protection for ongoing health issues.

The plan offers wellness benefits such as health check-ups, fitness discounts, and access to wellness programs to encourage a healthy lifestyle.

Yes, the plan includes a No Claim Bonus, where the sum insured increases by 10% for each claim-free year, up to a maximum of 100%.

Confused? Talk to our certified health insurance experts

If you're unsure about how to use your insurance for an upcoming surgery or need help understanding your current coverage, talk to an expert for FREE by clicking here. Book a call now, limited slots available!

Our Most Popular Treatments
Most Popular Treatment Costs
whatsapp-whiteicon
Book appointment Talk To Expert