Aditya Birla

Activ One VIP: This premium variant includes comprehensive features and extends coverage for maternity and international treatments (excluding USA and Canada). However, the higher premiums may not be worth it unless you need these specific coverages.

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This section highlights the strengths and benefits of Activ One VIP policy by Aditya Birla. It covers what the policy does exceptionally well, including aspects that provide significant value and peace of mind to the policyholder. Here, you will find the major advantages and positive features that make this policy stand out.

Extended coverage

International and Maternity Coverage: The plan offers international coverage for emergency treatments up to 15 or 45 days per trip for unlimited trips...

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You’ll never have to split the bill

Full Coverage (No Co-Payment): The insurer will bear the entire cost of treatment (up to the sum insured). You won’t have to pay a single penny, meani...

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You always have full cover irrespective of the disease

No Disease-Wise Sub-Limits: If your insurer hasn't explicitly excluded an illness, you can claim the full sum insured for any disease, as this policy ...

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Pre & Post hospitalization expenses covered

Diagnostic Tests Coverage (90 days/180 days): No worries if the doctor has to run a host of diagnostic tests before or after hospitalizing you. The in...

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Day Care treatments covered

Minor Procedure Full Coverage: If you're hospitalized for less than 24 hours for a minor procedure, the insurer will cover the costs. This includes tr...

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Full coverage even if you are forced to hospitalize at home

Domiciliary Cover: The insurer will bear the costs even if you are hospitalized at home due to a condition or the hospital running out of beds. This i...

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Maternity benefits offered

Maternity Coverage (?1,00,000, 2-Year Wait): The insurer covers maternity expenses up to ?1,00,000, with a 2-year waiting period.

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You can pick any room you like

Room Rent Flexibility: You can choose any room, whether it's a shared room, single room, or deluxe room, as there are no restrictions on room rent wit...

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Reasonable waiting period for pre-existing diseases

Coverage After 3 Years: If you have diabetes, cardiovascular problems, or similar illnesses, the insurer covers all related costs after a 3-year waiti...

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Unlimited Restoration Benefit

Future Hospitalizations: If you need hospitalization again in the same year, you can still claim the full cover.

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Free Health Checkups every year

Annual Full Body Checkup: If you’re planning on getting a full body checkup every year just to make sure you’re in fine working condition, the insurer...

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Covers Alternative Medicine

Full Coverage for Alternative Treatments: Thinking of getting Ayurvedic, Homeopathic, or other alternative treatments to cure an illness? Your insure...

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Frequently Asked Questions

Medfin offers the latest surgical procedures to ensure that you
recover as fast as possible in the least painful way possible.

The claim settlement ratio for Activ One Vip Plus in 2024 is 99.41%. This high ratio demonstrates the insurer's commitment to efficiently processing claims, offering peace of mind to policyholders.

The Aditya Birla Activ One VIP Plus Plan is designed for individuals seeking premium health coverage with extensive benefits and higher sum insured options.

Yes, the plan offers international coverage for emergencies, ensuring that you are protected even when traveling abroad.

The plan includes premium wellness benefits such as personal health coaching, annual health check-ups, and access to top healthcare facilities.

Yes, the plan includes a restoration benefit, automatically restoring the sum insured if it is exhausted due to claims, providing continuous coverage throughout the policy term.

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