Aditya Birla

Activ One Max+: This variant includes the base plan and extra benefits like additional health tests and coverage for medical aids. However, the added cost and restrictions may make the base plan a better option.

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whatWeLike What We Like

This section highlights the strengths and benefits of Activ One MAX+ policy by Aditya Birla. It covers what the policy does exceptionally well, including aspects that provide significant value and peace of mind to the policyholder. Here, you will find the major advantages and positive features that make this policy stand out.

Free Health Checkups

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You’ll never have to split the bill

Full Coverage (No Co-Payment): The insurer will bear the entire cost of treatment (up to the sum insured). You won’t have to pay a single penny, meani...

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You always have full cover irrespective of the disease

No Disease-Wise Sub-Limits: If your insurer hasn't explicitly excluded an illness, you can claim the full sum insured for any disease, as this policy ...

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Unlimited Restoration Benefit

Future Hospitalizations: If you need hospitalization again in the same year, you can still claim the full cover.

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Special bonus for renewing the policy

Your sum insured increases by 100% each year, regardless of whether you make a claim. This continues until the Loyalty Benefit sum insured reaches 500...

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Covers Alternative Medicine

Full Coverage for Alternative Treatments: Thinking of getting Ayurvedic, Homeopathic, or other alternative treatments to cure an illness? Your insure...

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You can pick any room you like

Room Rent Flexibility: You can choose any room, whether it's a shared room, single room, or deluxe room, as there are no restrictions on room rent wit...

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Pre & Post hospitalization expenses covered

Diagnostic Tests Coverage (90 days/180 days): No worries if the doctor has to run a host of diagnostic tests before or after hospitalizing you. The in...

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Day Care treatments covered

Minor Procedure Full Coverage: If you're hospitalized for less than 24 hours for a minor procedure, the insurer will cover the costs. This includes tr...

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Full coverage even if you are forced to hospitalize at home

Domiciliary Cover: The insurer will bear the costs even if you are hospitalized at home due to a condition or the hospital running out of beds. This i...

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whatIsOk What Is Okay

This section outlines the satisfactory but not exceptional aspects of Activ One MAX+ policy by Aditya Birla. It includes features and benefits that are adequate and meet standard expectations. While these elements may not be extraordinary, they still contribute to the overall usefulness and reliability of the policy.

Reasonable waiting period for pre-existing diseases

Coverage After 3 Years: If you have diabetes, cardiovascular problems, or similar illnesses, the insurer covers all related costs after a 3-year waiti...

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Frequently Asked Questions

Medfin offers the latest surgical procedures to ensure that you
recover as fast as possible in the least painful way possible.

The claim settlement ratio for Activ One Max Plus in 2024 is 99.41%. This high ratio demonstrates the insurer's commitment to efficiently processing claims, offering peace of mind to policyholders.

The Aditya Birla Activ One Max Plus Plan offers enhanced features such as higher sum insured options and additional wellness benefits, providing more comprehensive coverage.

Yes, the plan covers critical illnesses, providing financial support during serious health conditions such as cancer, stroke, and heart disease.

The restoration benefit automatically restores the sum insured if it is exhausted due to claims, ensuring that you remain covered throughout the policy year.

Yes, the plan offers global coverage for emergencies, so you are protected no matter where you are in the world.

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