Aditya Birla

Activ One Max, the core plan within the Activ One policy series, offers excellent features and customization options. With a standout bonus system and built-in consumable coverage, it ensures comprehensive protection. Plus, you can enjoy up to a 100% discount on renewal premiums by following a specified fitness regimen. If you want an affordable plan with solid features, Activ One Max is a great choice, even without additional customizations.

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whatWeLike What We Like

This section highlights the strengths and benefits of Activ One MAX policy by Aditya Birla. It covers what the policy does exceptionally well, including aspects that provide significant value and peace of mind to the policyholder. Here, you will find the major advantages and positive features that make this policy stand out.

Super Credit

Unused Cover Transfer: Every year, any unused base cover is added to the next year's cover. For example, if you start with ?10 lakhs and claim ?2 lakh...

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You’ll never have to split the bill

Full Coverage (No Co-Payment): The insurer will bear the entire cost of treatment (up to the sum insured). You won’t have to pay a single penny, meani...

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You always have full cover irrespective of the disease

No Disease-Wise Sub-Limits: If your insurer hasn't explicitly excluded an illness, you can claim the full sum insured for any disease, as this policy ...

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Unlimited Restoration Benefit

Future Hospitalizations: If you need hospitalization again in the same year, you can still claim the full cover.

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Special bonus for renewing the policy

Your sum insured increases by 100% each year, regardless of whether you make a claim. This continues until the Loyalty Benefit sum insured reaches 500...

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Full coverage even if you are forced to hospitalize at home

Domiciliary Cover: The insurer will bear the costs even if you are hospitalized at home due to a condition or the hospital running out of beds. This i...

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You can pick any room you like

Room Rent Flexibility: You can choose any room, whether it's a shared room, single room, or deluxe room, as there are no restrictions on room rent wit...

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Pre & Post hospitalization expenses covered

Diagnostic Tests Coverage (90 days/180 days): No worries if the doctor has to run a host of diagnostic tests before or after hospitalizing you. The in...

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Day Care treatments covered

Minor Procedure Full Coverage: If you're hospitalized for less than 24 hours for a minor procedure, the insurer will cover the costs. This includes tr...

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Free Health Checkups every year

Annual Full Body Checkup: If you’re planning on getting a full body checkup every year just to make sure you’re in fine working condition, the insurer...

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Covers Alternative Medicine

Full Coverage for Alternative Treatments: Thinking of getting Ayurvedic, Homeopathic, or other alternative treatments to cure an illness? Your insure...

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whatIsOk What Is Okay

This section outlines the satisfactory but not exceptional aspects of Activ One MAX policy by Aditya Birla. It includes features and benefits that are adequate and meet standard expectations. While these elements may not be extraordinary, they still contribute to the overall usefulness and reliability of the policy.

Reasonable waiting period for pre-existing diseases

Coverage After 3 Years: If you have diabetes, cardiovascular problems, or similar illnesses, the insurer covers all related costs after a 3-year waiti...

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Frequently Asked Questions

Medfin offers the latest surgical procedures to ensure that you
recover as fast as possible in the least painful way possible.

The claim settlement ratio for Activ One Max in 2024 is 99.41%. This high ratio demonstrates the insurer's commitment to efficiently processing claims, offering peace of mind to policyholders.

The Aditya Birla Activ One Max Plan is designed for individuals who want extensive health coverage with a higher sum insured, offering protection against major medical expenses.

Yes, pre-existing diseases are covered after a waiting period of 24 months, ensuring that you have protection for long-term health issues.

The plan offers wellness benefits such as health check-ups, fitness discounts, and access to wellness programs, promoting a healthy lifestyle.

Yes, the plan offers a restoration benefit, where the sum insured is restored if it is exhausted due to claims, ensuring continued coverage throughout the policy term.

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