Aditya Birla

Activ Health Platinum Enhanced: A decent policy with several benefits and options for comprehensive coverage. If you choose the right options at purchase, it could be a good fit.

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whatWeLike What We Like

This section highlights the strengths and benefits of Activ Health Platinum Enhanced policy by Aditya Birla. It covers what the policy does exceptionally well, including aspects that provide significant value and peace of mind to the policyholder. Here, you will find the major advantages and positive features that make this policy stand out.

You most likely don't have to split the bill

No Co-Payment: The insurer will bear the entire cost of treatment (up to the sum insured) unless you explicitly opted to pay a portion of the bill. If...

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You always have full cover irrespective of the disease

No Disease-Wise Sub-Limits: If your insurer hasn't explicitly excluded an illness, you can claim the full sum insured for any disease, as this policy ...

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Some Restoration Benefit

Full Cover Restoration for Different Complications: After a partial claim, the insurer will fully restore your cover if you are hospitalized again for...

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Special Bonus for being healthy and not claiming insurance

Sum Insured Increase (50% Annually, Cap at 100%): Your sum insured increases by 50% each year as long as you make no claims during this period. Howeve...

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Full coverage even if you are forced to hospitalize at home

Domiciliary Cover: The insurer will bear the costs even if you are hospitalized at home due to a condition or the hospital running out of beds. This i...

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Pre & Post hospitalization expenses covered

Diagnostic Tests Coverage (60 days/180 days): No worries if the doctor has to run a host of diagnostic tests before or after hospitalizing you. The in...

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Day Care treatments covered

Minor Procedure Full Coverage: If you're hospitalized for less than 24 hours for a minor procedure, the insurer will cover the costs. This includes tr...

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Free Health Checkups every year

Annual Full Body Checkup: If you’re planning on getting a full body checkup every year just to make sure you’re in fine working condition, the insurer...

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Covers Alternative Medicine

Full Coverage for Alternative Treatments: Thinking of getting Ayurvedic, Homeopathic, or other alternative treatments to cure an illness? Your insure...

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whatIsOk What Is Okay

This section outlines the satisfactory but not exceptional aspects of Activ Health Platinum Enhanced policy by Aditya Birla. It includes features and benefits that are adequate and meet standard expectations. While these elements may not be extraordinary, they still contribute to the overall usefulness and reliability of the policy.

Restrictions on the rooms you can pick and much more

Room Choice Co-Payment: When selecting the policy, you might have chosen a single private room, a shared room, or a general ward. As long as you stay ...

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Reasonable waiting period for pre-existing diseases

Coverage After 3 Years: If you have diabetes, cardiovascular problems, or similar illnesses, the insurer covers all related costs after a 3-year waiti...

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Frequently Asked Questions

Medfin offers the latest surgical procedures to ensure that you
recover as fast as possible in the least painful way possible.

The claim settlement ratio for Activ Health Platinum Enhanced in 2024 is 99.41%. This high ratio demonstrates the insurer's commitment to efficiently processing claims, offering peace of mind to policyholders.

The Aditya Birla Activ Health Platinum Enhanced Plan is available for individuals and families, with no maximum age limit, ensuring coverage for all age groups.

Yes, the plan provides coverage for critical illnesses, including cancer, heart disease, and more, offering financial protection during serious health events.

The plan includes comprehensive wellness benefits, such as annual health check-ups, access to teleconsultations, and health coaching sessions.

Yes, the plan offers global coverage for emergencies, ensuring that you are protected no matter where you are in the world.

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