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Aditya Birla

Aditya Birla

Activ Care Premier: Suitable for those 55+ with pre-existing conditions or difficulty finding insurance. However, some conditions may be restrictive, so read more details.

What We Like

This section highlights the strengths and benefits of Activ Care Premier policy by Aditya Birla. It covers what the policy does exceptionally well, including aspects that provide significant value and peace of mind to the policyholder. Here, you will find the major advantages and positive features that make this policy stand out.

You can pick a Single Private room but nothing fancy

Room Choice Co-Payment: You can share a room or have a single room for yourself. But if you're looking for something fancier, be ready to foot part of...

Short waiting period for Pre Existing Diseases

Coverage After 2 Years: If you're dealing with diabetes, cardiovascular problems, or similar illnesses, the insurer covers all costs related to these ...

Some Restoration Benefit

Full Cover Restoration for Different Complications: After a partial claim, the insurer will fully restore your cover if you are hospitalized again for...

Free Health Checkups every year

Annual Full Body Checkup: If you’re planning on getting a full body checkup every year just to make sure you’re in fine working condition, the insurer...

Doctor consultations covered

General Checkup (?2,500 Limit): If you’re feeling sick and want to visit your family physician for a general checkup, the insurer will cover the costs...

Pre & Post hospitalization expenses covered

Diagnostic Tests Coverage (30 days/60 days): No worries if the doctor has to run a series of diagnostic tests before or after hospitalizing you. The i...

Day Care treatments covered

Minor Procedure Full Coverage: If you're hospitalized for less than 24 hours for a minor procedure, the insurer will cover the costs. This includes tr...

Full coverage even if you are forced to hospitalize at home

Domiciliary Cover: The insurer will bear the costs even if you are hospitalized at home due to a condition or the hospital running out of beds. This i...

What Is Okay

This section outlines the satisfactory but not exceptional aspects of Activ Care Premier policy by Aditya Birla. It includes features and benefits that are adequate and meet standard expectations. While these elements may not be extraordinary, they still contribute to the overall usefulness and reliability of the policy.

Special Bonus for being healthy and not claiming insurance

Co-Payment for Heart Diseases and Cancer (20%): Your insurer won’t bear the full costs if you are treated for Heart Diseases, Cancer, and a few other ...

Some Cover for Alternative Medicine

Co-Payment for Heart Diseases and Cancer (20%): Your insurer won’t bear the full costs if you are treated for Heart Diseases, Cancer, and a few other ...

What We Don't Like

This section addresses the limitations and drawbacks of Activ Care Premier policy by Aditya Birla. It highlights areas where the policy may fall short or aspects that could be improved. Understanding these points is crucial for making an informed decision and managing expectations regarding the policy’s coverage and service.

Your insurer won’t pay the full bill for certain diseases

Co-Payment for Heart Diseases and Cancer (20%): Your insurer won’t bear the full costs if you are treated for Heart Diseases, Cancer, and a few other ...

Your insurer won’t pay the full bill for certain diseases

Co-Payment for Heart Diseases and Cancer (20%): Your insurer won’t bear the full costs if you are treated for Heart Diseases, Cancer, and a few other ...

Your insurer won’t pay the full bill for certain diseases

Co-Payment for Heart Diseases and Cancer (20%): Your insurer won’t bear the full costs if you are treated for Heart Diseases, Cancer, and a few other ...

Frequently Asked Questions

Medfin offers the latest surgical procedures to ensure that you
recover as fast as possible in the least painful way possible.

The claim settlement ratio for Activ Care Premier in 2024 is 99.41%. This high ratio demonstrates the insurer's commitment to efficiently processing claims, offering peace of mind to policyholders.

The Aditya Birla Activ Care Premier Plan is available for individuals aged 36 years and above, with no maximum age limit, making it suitable for middle-aged and senior citizens.

Yes, the Aditya Birla Activ Care Premier Plan covers pre-existing conditions, but there is a waiting period of 24 months before you can claim benefits for these conditions.

The Aditya Birla Activ Care Premier Plan includes additional benefits such as coverage for day care treatments, home hospitalization, and annual health check-ups.

Yes, the Aditya Birla Activ Care Premier Plan offers a No Claim Bonus (NCB), where the sum insured increases by 10% for each claim-free year, up to a maximum of 100%.

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