{"id":5476,"date":"2023-09-22T17:38:15","date_gmt":"2023-09-22T12:08:15","guid":{"rendered":"https:\/\/www.medfin.in\/blog\/?p=5476"},"modified":"2024-02-01T16:14:51","modified_gmt":"2024-02-01T10:44:51","slug":"all-about-chief-ministers-comprehensive-insurance-scheme","status":"publish","type":"post","link":"https:\/\/www.medfin.in\/blog\/health\/government-schemes\/all-about-chief-ministers-comprehensive-insurance-scheme\/","title":{"rendered":"All About Chief Minister\u2019s Comprehensive Insurance Scheme"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">The Chief Minister\u2019s Comprehensive Health Insurance Scheme (CMCHIS), also known as Amma Health Insurance, provides medical insurance benefits to those belonging to the economically weaker sections of society (underprivileged families) in the Indian state of Tamil Nadu. A cover of Rs. 1,00,000 is provided for 4 years.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The scheme was launched on the 23<\/span><span style=\"font-weight: 400;\">rd<\/span><span style=\"font-weight: 400;\"> of July, 2009 as kalaingar Kaapittu Thittam. It provides cashless treatment at a network hospital for medical emergencies. Follow-up treatments, hospitalization expenses and diagnostic procedures are also covered under the scheme. Post-enrolment, the eligible individuals are given an e-card.<\/span><\/p>\n<h2><b>Features\/Benefits of the Scheme<\/b><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The scheme from January 2022 to 2027 is now implemented through United India Insurance Company.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">About 1.37 crore families are covered under the scheme (January 2022).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The CMCHIS covers 1090 procedures, 52 diagnostic procedures and 8 follow-up procedures in 800 government and 900 private empanelled hospitals.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The maximum limit under this policy is Rs. 5 lakhs. Dental treatments are also covered.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The sum insured amount offered against the scheme is applicable on a family floater basis.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Reimbursement benefits are not included, but the scheme is valid for orphans registered under it, migrants from other states and Sri Lankan refugees also registered under it without any income limit.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Health camps are also organized across districts at least once every month.<\/span><\/li>\n<\/ul>\n<h2><b>CMCHIS: Diseases and Treatment Covered<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The scheme covers the following diseases and treatments:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pulmonology<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gynaecology<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Neurology<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Nephrology<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Psychiatry<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Genitourinary surgery<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">PMR<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vascular surgeries<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Neonatology<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Thoracic medicine<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gastroenterology<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Paediatrics plastic surgery<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Endocrinology (follow-up)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medical oncology<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Surgical oncology<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Interventional radiology<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Surgical gastroenterology<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Interventional cardiology<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Stemi<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Infectious diseases<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Spine<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dermatology<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Orthopaedic trauma<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">ENT<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Paediatric intensive care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Endocrine surgery<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Paediatric surgeries<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ophthalmology surgeries<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cardiothoracic surgeries<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">OFMS<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cardiology<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Neurosurgery<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bariatric surgery<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Obstetric surgery<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Radiation oncology<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Haematology<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Rheumatology<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hepatology<\/span><\/li>\n<\/ul>\n<h2><b>Eligibility Criteria<\/b><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Residents of Tamil Nadu with family income less than Rs. 1,20,000\/year are eligible for the scheme. It is sufficient to provide an Aadhar card, family card and income certificate by the (village administrative officer) VAO\/Revenue Authorities in addition to the self-declaration of the concerned family\u2019s head.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The policy covers the beneficiary\u2019s family members which includes the eligible person\u2019s legal spouse, children and dependent parents.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The children are covered under the policy until they become 25 years of age, get employed or married, whichever comes first.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Those not covered under the scheme include those with above Rs. 72,000 annual income, members not listed in the ration card, non-Sri Lankan refugees without citizenship proof, migrants from other states without migration certificates, and rescued girl children and orphans not associated with any organization.\u00a0\u00a0<\/span><\/p>\n<h3><b>Enrolment Under the Chief Minister\u2019s Comprehensive Health Insurance Scheme<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">The procedure to enrol for the scheme is free of cost and is as follows:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Request from the Revenue authorities for an income certificate<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Visit an enrolment centre with all your documents<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Complete the process of verification<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Now complete the eye scan and fingerprint scan; a photo of the applicant is taken<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Post-verification, you will receive an e-card<\/span><\/li>\n<\/ul>\n<h2><b>Documents Required for Enrolment<\/b><\/h2>\n<p><b>When applying:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A self-declaration from the head of the family<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Income certificate<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ration card<\/span><\/li>\n<\/ul>\n<p><b>During the process of enrolment:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">PAN card<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Aadhar card<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Address proof<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Identity proof<\/span><\/li>\n<\/ul>\n<h2><b>Downloading the CMCHIS Enrolment Form: Procedure<\/b><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Visit<\/span> <span style=\"font-weight: 400;\">https:\/\/www.cmchistn.com\/index.php<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Go to the Enrolment tab and click on Enrolment Form<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Finally, you will be able to download the form<\/span><\/li>\n<\/ul>\n<p><b>Linking Aadhar and URN: Procedure<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Visit<\/span> <span style=\"font-weight: 400;\">https:\/\/www.cmchistn.com\/index.php<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Click on \u2018Link Aadhaar to URN\u2019 and then enter the URN<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select the relevant option, click on \u2018Enrol Now\u2019 and choose the family member<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter your mobile number and Aadhaar number and select \u2018Submit\u2019<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the OTP received on your registered mobile number to complete the process<\/span><\/li>\n<\/ul>\n<h2><b>Contact Details<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">CMCHIS Toll-Free Number: 1800 425 3993<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Other contact numbers: +91 7373004924, +91 7373004267, +91 7373002566<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Email ID: cmchis@uiic.co.in, tnhealthinsurance@gmail.com<\/span><\/p>\n<h3><b>Conclusion<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">The Chief Minister\u2019s Comprehensive Health Insurance Scheme has proved to be a pioneer in supporting people with medical expenses and health check-ups. The scheme has been successfully serving those of the economically weaker sections to get healthcare services free of cost, thereby paving the way for a healthy state of Tamil Nadu.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Chief Minister\u2019s Comprehensive Health Insurance Scheme (CMCHIS), also known as Amma Health Insurance, provides medical insurance benefits to those belonging to the economically weaker sections of society (underprivileged families) in the Indian state of Tamil Nadu. A cover of Rs. 1,00,000 is provided for 4 years. The scheme was launched on the 23rd of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7179,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4127],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>All About Chief Minister\u2019s Comprehensive Insurance Scheme - Medfin Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.medfin.in\/blog\/health\/government-schemes\/all-about-chief-ministers-comprehensive-insurance-scheme\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"All About Chief Minister\u2019s Comprehensive Insurance Scheme - Medfin Blog\" \/>\n<meta property=\"og:description\" content=\"The Chief Minister\u2019s Comprehensive Health Insurance Scheme (CMCHIS), also known as Amma Health Insurance, provides medical insurance benefits to those belonging to the economically weaker sections of society (underprivileged families) in the Indian state of Tamil Nadu. 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